There are two principal types of Oregon Term Life Insurance: Guaranteed Level Premium and Guaranteed Level Return of Premium. Return of Premium is growing in popularity, as the entire premium is refunded at the end of the term, if the insurance isn’t used. However, the cost is higher with Return of Premium than with standard Level Term Life Insurance. We also offer Permanent/Whole Life products, Fixed and Fixed Indexed Annuities, Premium Finance and Life Settlements.


Guaranteed Level Premium

• 5-year term
  
• 10-year term
• 15-year term
• 20-year term
• 25-year term
• 30-year term

Guaranteed Level Return of Premium

• 15-year term
• 20-year term
• 30-year term